Short term finance through Crystal Bridging Loans
Try us today to see how Crystal Bridging Loans can help with your bridging loan needs. We aim to beat any like-for-like non-regulated bridging finance quote. Get in touch for a quote today!
Why Choose Us?
- No Broker Fee
- Up to 100% LTV
- Very quick turnaround
- Free legal and free valuation products available
- Compare products from over 70 lenders
Not sure of your loan to value?
Instant Bridging Loan Calculator
Bridging Loan Calculator
Total Summary
With our free mortgage payment calculator, you can find out the interest payments on what you need to borrow in seconds. Simply tell us how much you want to borrow, how long you need the loan to last, and the loan amount in relation to the value of property or security (loan to value (LTV).
Please note: the maximum loan, loan-to-value, term and rate actually offered will depend on the product selected, the property, and your individual circumstances. As a specialist mortgage broker, the rates our lending panel typically offer are higher than from high streets banks, so you may be advised to shop around before completing an application with us.
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Short-Term Bridging Loans
What is a Bridging Loan?
A bridging loan is a short-term finance solution used to bridge a gap in your finances. Fast and flexible, bridging finance can be arranged quicker than a normal mortgage. We can arrange bridging loans for individuals, sole traders, partnerships and limited companies.
Why Choose Us?
Crystal Bridging Loans arranges bridging loans from £10,000 (no maximum). With terms from 1-36 months, interest roll-up available, and first, second or third charge options, we are the clear choice for your next bridging loan.
Crystal Bridging Loans
About Us
Crystal Bridging Loans is backed by award-winning finance distributor specialising in bridging loans. Based in Tamworth, Staffordshire, we provide a fast, reliable, and transparent service dedicated to providing simple solutions to even the most complex financial problems.
Our friendly, experienced, and knowledgeable team works with you to find the right bridging loan for your your project. With access to exclusive products not available elsewhere, our lending panel arranges a variety of bridging loans to suit all situations.
It’s this unique combination of speed, service, and flexibility that allows us to arrange the very best deal for your circumstances.
Get In Touch
CALL US TODAY on 0203 940 8544 TO GET ADVICE AND A FREE TAILORED QUOTE.
Loans By Purpose
100% Bridging Loan
100% bridging loans that cover the full value of the property you wish to purchase.
Buying To
Let
Also known as a bridge-to-let mortgage, fast and flexible bridging loans for buy-to-let property.
Bridging loans that help buy a new property before selling your existing home to bridge the gap between purchases.
Buying To
Renovate
Refurbishment bridging loans for investors, developers, and landlords that cover the cost of property renovations.
Building A Property
Finance your next property development or building project with our short-term bridging loans.
Capital
Raise
Raise essential working capital for your business at short notice with our short-term, flexible bridging loans.
Property
Auction
Bridging loans with quick completion times so you can complete auction property purchases faster.
Purchasing
Land
Bridging loans to purchase or refinance residential or commercial land quickly and efficiently.
Meet The Team
KALA SREEDHARAN
DIRECTOR - CRYSTAL BRIDGING LOANS
JASON BERRY
SALES AND MARKETING DIRECTOR
NIKEETA ISAAC
LENDING MANAGER
Get A Quote
CONTACT US TODAY TO GET ADVICE AND A FREE TAILORED QUOTE.
Bridging Loan FAQs
How much can I borrow?
Crystal Bridging Loans provides bridging loans from £10,000 with no maximum amount you can borrow. The exact amount you can borrow will depend on the value of the property or land you are securing a loan against. We offer a loan to value (LTV) of up to 80%.
What is a closed bridging loan?
A closed bridging loan is a loan with a fixed repayment date. This type of loan includes an exit strategy with a guaranteed exit date when the loan will be repaid to show the lender that you can repay the debt once a certain transaction has been completed by a specified date. It is usually based on when you know you’ll have funds available to pay back what you owe.
What is an open bridging loan?
With an open bridging loan, there is no fixed repayment date for when the loan will be paid back by. There is no set exit date, so the borrower can only guess how long the loan will be needed, and the loan is repaid when funds become available. However, you will usually be expected to pay off the loan within one year.
What type of security can my bridging loan be secured against?
Our bridging lenders are highly flexible with the type of security they accept from a borrower. Examples of security that your bridging loan can be secured against include residential property, commercial property, building plots, and land. We are also flexible about the type of construction and condition of the property.
How can I pay the interest on my loan?
As the loan period of bridging loans are short-term, you can pay interest in 3 main ways:
- Serviced – pay interest monthly and it’s not added to your bridging finance balance.
- Rolled up – pay all interest in full at the end of your loan when payment is due.
- Retained – borrow the interest for an agreed period and pay it all back at the end of the loan.
Can I get a first or second charge loan?
We offer bridging loans as first or second charge. When you take out a bridging loan, a charge is placed on the property you’re using as security which prioritises which lenders are repaid first if you fail to repay your loan – a first charge loan is paid first before a second charge loan.
If you own your property or you’re taking out a bridging loan to repay your mortgage, the bridging loan would be first charge, so your bridging loan would be repaid first.
If you already have a loan against the property, such as a mortgage, the bridging loan will be second charge, so if you fail with repayments, your mortgage would be paid off first.
