Crystal Bridging Loans

Building a Property

Finance your property development or building project with our short-term bridging loans. Crystal Bridging Loans is an award-winning finance distributor specialising in bridging finance for residential and commercial property development.

Why Choose Us?

Not sure of your loan to value?

Instant Bridging Loan Calculator

With our free mortgage payment calculator, you can find out the interest payments on what you need to borrow in seconds. Simply tell us how much you want to borrow, how long you need the loan to last, and the loan amount in relation to the value of property or security (loan to value (LTV).

Please note: the maximum loan, loan-to-value, term and rate actually offered will depend on the product selected, the property, and your individual circumstances. As a specialist mortgage broker, the rates our lending panel typically offer are higher than from high streets banks, so you may be advised to shop around before completing an application with us.

A bridging loan calculator is a tool to help you discover the loan rates, interest fees, and repayment costs you can expect when taking out a bridging loan. Simply enter how much you want to borrow, how long you need the loan to last, and the loan amount in relation to the value of property or security (LTV).

Bridging Loans for All Types of Property Development

Our lending panel offers a variety of bridging loans to suit all situations and projects, including:

  • Raise the capital needed to finance your next property development.
  • Fund a new-build property development – build a new building, from houses to offices to hotels.
  • Convert existing buildings, e.g. turn commercial office blocks into residential apartments.
  • Self-builds – build your own home that you plan to live in.
  • Build-to-let property – build a property to rent it out.
  • Redevelop or refurbish an existing property, such as auction property.
  • Buy development land when capital is tied up in other projects.
  • Fund the acquisition of a site that requires planning permission.
  • Bridge the gap between purchase and full development finance.
  • Raise funds needed to complete a partially built development.
  • Build-to-sell – build or renovate property and sell it on.

Bridging Loans - Benefits

Quick to Arrange – access funds quickly to start the build as soon as possible. If you need large amounts of cash fast, bridging finance is your best option when compared with other loans that take months to arrange.

Competitive Rates – bridging loans offer competitive rates and low borrowing costs. This makes them an affordable option for borrowing large sums of money for a short period of time.

Flexible Criteria – bridging loans are flexible, with each application assessed on its own merits. Lenders are less concerned with credit rating and more interested in exit route and security.

All Types of Property – lenders consider any type of property as security including development land, residential, houses, flats, shops, mixed use, commercial, offices, and warehouses.

Properties in Poor Condition – bridging finance can be secured against properties that traditional mortgage providers deem unsuitable such as those in a poor state of repair and in need of renovation.

How can we help?


Bridging Loans - Highlights

  • LTV up to 80%
  • Interest roll-up available
  • Terms from 1 – 36 months
  • Loans from £10,000 (no maximum)
  • All circumstances considered
  • Residential or commercial buy-to-let property
  • Nil exit fee
  • No broker fee
  • Competitive rates
  • First, second or third charge
  • Re-bridging available


Whatever the shape or size of your project, from small-scale self-builds to large commercial property developments, we offer bridging loans for builders, investors, developers, individuals, sole traders, partnerships and limited companies.

We provide a fast, reliable, and transparent service dedicated to offering comprehensive bridging loans covering a range of terms, circumstances, and property types. With access to leading lenders and exclusive products not available elsewhere, our friendly, experienced, and knowledgeable team will find the best bridging deal for your requirements.

Loans By Purpose

100% Bridging Loan

100% bridging loans that cover the full value of the property you wish to purchase.

Buying To

Also known as a bridge-to-let mortgage, fast and flexible bridging loans for buy-to-let property.

Bridging loans that help buy a new property before selling your existing home to bridge the gap between purchases.

Buying To

Refurbishment bridging loans for investors, developers, and landlords that cover the cost of property renovations.

Building A Property

Finance your next property development or building project with our short-term bridging loans.


Raise essential working capital for your business at short notice with our short-term, flexible bridging loans.


Bridging loans with quick completion times so you can complete auction property purchases faster.


Bridging loans to purchase or refinance residential or commercial land quickly and efficiently.

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