Crystal Bridging Loans
Buying To Renovate
Crystal Bridging Loans specialises in short-term bridging loans for investors, developers, and landlords that cover the cost of refurbishments and property renovations. Our bridging loans are ideal for those looking to upgrade, restore, or convert a property before selling, refinancing, or renting it out.
Why Choose Us?
- No Broker Fee
- Up to 100% LTV
- Very quick turnaround
- Free legal and free valuation
- Compare from over 100 lenders
Not sure of your loan to value?
Instant Bridging Loan Calculator
Bridging Loan Calculator
Total Summary
With our free mortgage payment calculator, you can find out the interest payments on what you need to borrow in seconds. Simply tell us how much you want to borrow, how long you need the loan to last, and the loan amount in relation to the value of property or security (loan to value (LTV).
Please note: the maximum loan, loan-to-value, term and rate actually offered will depend on the product selected, the property, and your individual circumstances. As a specialist mortgage broker, the rates our lending panel typically offer are higher than from high streets banks, so you may be advised to shop around before completing an application with us.
Benefits of Bridging Finance for Renovations
Quick to Arrange – access funds quickly to start renovations as soon as possible. If you need large amounts of cash fast, bridging finance is your best option when compared with other loans that take months to arrange.
Flexible Criteria – bridging loans are flexible, with each application assessed on its own merits. Lenders are less concerned with credit rating and more interested in exit route and security.
All Types of Property – lenders consider any type of property as security including residential, houses, flats, shops, mixed use, commercial, offices, care homes, and warehouses.
Properties in Poor Condition – bridging finance can be secured against properties that traditional mortgage providers deem unsuitable such as those in a poor state of repair and in need of renovation.
Non-Standard Construction – bridging finance can be secured against property of unusual or non-standard construction that mortgage lenders consider unsuitable, such as buildings constructed from concrete or wood.
Multiple Properties as Security – bridging loans allow you to use two or more properties as security on a first or second charge basis or a combination of both.
Buying to Renovate - Exit Route
How can we help?
CONTACT US TODAY TO GET ADVICE OR FOR A FREE QUOTE FROM OUR EXPERT BRIDGING ADVISORS.
Bridging Loans - Highlights
- LTV up to 80%
- Interest roll-up available
- Terms from 1 – 36 months
- Loans from £10,000 (no maximum)
- All circumstances considered
- Residential or commercial
- No exit fee
- First, second, or third charge
- Re-bridging available
- Properties in poor state of repair accepted
- Fund up to 100% of your renovation costs
- No early repayment charges
- Any exit route considered
- Available throughout the UK
Specialist Loans for Light & Heavy Refurbishment
We can arrange a bridging loan to fund all types of renovation works. We work with lenders across the market, so whether you are planning light or heavy refurbishments, we have a solution for you.
Light Refurbishment – this covers minor upgrades where no planning permission is required, including installing new windows and doors, adding bathrooms, kitchen remodeling, and decorating work.
Heavy Refurbishment – this covers major structural changes and projects that require building regulations and planning permission, including extensions, demolitions, and conversions.
Loans By Purpose
100% Bridging Loan
100% bridging loans that cover the full value of the property you wish to purchase.
Buying To
Let
Also known as a bridge-to-let mortgage, fast and flexible bridging loans for buy-to-let property.
Bridging loans that help buy a new property before selling your existing home to bridge the gap between purchases.
Buying To
Renovate
Refurbishment bridging loans for investors, developers, and landlords that cover the cost of property renovations.
Building A Property
Finance your next property development or building project with our short-term bridging loans.
Capital
Raise
Raise essential working capital for your business at short notice with our short-term, flexible bridging loans.
Property
Auction
Bridging loans with quick completion times so you can complete auction property purchases faster.
Purchasing
Land
Bridging loans to purchase or refinance residential or commercial land quickly and efficiently.
